1. Website Use

This website is provided for general information and communication purposes. By using the website, you agree to use it lawfully and responsibly.

2. General Information

Content is intended to provide general information about the services offered by Upesh Soni. It is not a substitute for reviewing the actual terms of a specific insurance policy.

3. Insurance Information

Insurance products, features, eligibility, underwriting requirements, terms and service processes are governed by the applicable insurer and policy documents.

4. Policy Approval

Any insurance proposal or application remains subject to the applicable insurer's rules, underwriting and acceptance process.

5. Financial Outcomes

No particular financial outcome, claim result, approval or policy acceptance is promised through the general information on this website.

6. Communication

Enquiries submitted through the website or sent through phone, WhatsApp or email may be responded to using the contact details provided by the visitor.

7. Third-Party Links

External services or links, including communication platforms, are operated independently and may have their own terms, policies and availability.

8. Intellectual Property

Website text, layout and original design elements should not be copied or reused in a way that infringes applicable rights.

9. Limitation of Liability

Website information is provided in good faith for general informational purposes. Users should review official policy documents and obtain appropriate professional clarification before taking decisions.

10. Website Changes

Website content, design, service descriptions and contact information may be changed or updated without prior notice.

11. Governing Law

Any applicable legal matters relating to this website are subject to the laws and jurisdiction applicable to the advisor's place of operation, subject to applicable law.

12. Contact Information

Upesh Soni
Smiling Money
C 10 Janakpur Apartment, Subhas Bridge, Ahmedabad
6355649811
ursoni5@gmail.com